Travel Insurance Benefits

Our insurance plans provide healthcare and financial protection to global travelers

Travel insurance policies are designed to offer healthcare and financial protection for travelers in the event something impacts their travel plans. This includes benefits to cover major medical expenses while traveling or financial protection if something happens before or during their trip. See the types of travel insurance benefits below that are most commonly included in a policy.

What is Covered?

Our comprehensive travel insurance plans provide coverage for your health, your trip, and your personal luggage and possessions.

Emergency Medical

Visitors insurance will generally cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Medical expenses are very high in the United States. While fixed coverage plans provide limited coverage according to schedule of benefits, comprehensive coverage provides the coverage in terms of percentage (80%, 90% and so on).

Maximum Coverage Up to $8 Million

COVID-19 Illness

COVID-19 treatment will be covered just like any other eligible sickness that occurs after the effective date of the policy and while on your trip. The coverage is up to the selected policy maximum in most plans, which can vary based on the persons age and the plan selected.

Treated Like Any Other Illness

Pre-Existing Conditions

Many visitors insurance plans provide coverage for acute onset of pre-existing conditions up to certain extent for persons below a certain age. This benefit is immensely helpful for elderly visitors to the U.S. who may be suffering from pre-existing conditions. It is meant to cover sudden and unexpected emergencies and not meant to cover routine maintenance of pre-existing conditions.

Acute Onset of a Pre-Existing Condition

Emergency Medical Evacuation

In case you were to become seriously sick or injured in a remote location while on your trip, emergency medical evacuation would transport you to the nearest medical facility where adequate care can be given. Once you are stable enough to travel, it may also pay for you to return to your home country.

Maximum Coverage Up to $8 Million

Accidental Death & Dismemberment

This coverage would provide lump sum amount to you or your family if you were to become dismembered or passed away in an accident. Some plans provide coverage only while traveling in a common carrier, such as a plane, bus, or train.

Up to $100,000 Coverage

Virtual Visit/Telemedicine

Virtual Visit or Telemedicine is a remote consultation that is conducted over the internet or phone between a patient and a physician. The virtual physician or telemedicine medical provider can give the patient a plan for necessary medical treatment of their symptom or condition, and/or a referral to a nearby physician for treatment of their condition.

Included in Most Plans

Trip Cancelation

If you need to cancel your trip for covered reasons, including if you get sick, contract COVID-19, or a travel provider goes bankrupt. We can cover flights, hotel bookings, tickets & activities, and quarantine accommodation.

100% Reimbursement

Trip Delay or Interruption

When you’re stranded in transit due to reasons outside of your control such as flight delay or theft of passport or when you must unexpectedly cut your trip short or extend it for covered reasons, including if you contract COVID-19.

Up to $25,000 Coverage

Lost or Damaged Belongings

Reimbursement for lost, stolen, or damaged luggage, including clothing, personal items and professional equipment like a phone or laptop.

Up to $5,000 Coverage