New Immigrant Insurance

Travel Health Insurance Coverage for New Immigrants to the United States

New immigrants who are visiting the United States can purchase medical coverage with travel insurance while waiting for domestic health insurance to take effect. These plans are designed to offer temporary coverage for new immigrants. They can give you coverage for up to two years but aren’t a complete replacement of your domestic health insurance plan. Immigrant travel medical plans may also cover green card holders living outside the U.S. visiting the country for a short time.

Who is it for?

New immigrant travel medical insurance is for individuals moving to the United States. These plans provide comprehensive coverage in the event of unexpected medical emergencies while traveling to the US. They offer short term healthcare coverage while you wait for a domestic healthcare plan to to take effect during your transition.

What is covered?

New Immigrant travel insurance covers a range of medical expenses, including doctor visits, hospitalization, surgery, prescription medication, and emergency medical evacuation. In addition to medical, this insurance also provides trip cancellation, delay, and interruption protection plus coverage for your personal belongings.

What are the benefits?

The key benefits of new immigrant travel medical insurance is that it protects you against high out-of-pocket expenses if you require medical treatment while traveling to the US. It provides temporary healthcare coverage while you wait for domestic insurance to take effect. It also protects you traveling while you make your transition to the United States.

New Immigrants
to the USA

Up to $8 Million
Medical Coverage

COVID 19 Coverage
Included

NO Medical Exams
Required

Pre-Existing
Condition Coverage

Lowest Price
Guaranteed

What is Covered?

Our comprehensive travel insurance plans provide coverage for your health, your trip, and your personal luggage and possessions.

Emergency Medical

Travel health insurance primarily provides medical coverage while traveling outside your home country as domestic health insurance provides limited or no coverage away from home. International travel medical insurance provides coverage for emergency medical expenses, emergency medical evacuation, and more while traveling outside the home country.

Maximum Coverage Up to $8 Million

COVID-19 Illness

COVID-19 treatment will be covered just like any other eligible sickness that occurs after the effective date of the policy and while on your trip. The coverage is up to the selected policy maximum in most plans, which can vary based on the persons age and the plan selected.

Treated Like Any Other Illness

Pre-Existing Conditions

Many travel insurance plans provide coverage for acute onset of pre-existing conditions up to certain limit. This benefit is immensely helpful for elderly travelers who may be suffering from pre-existing conditions. It is meant to cover sudden and unexpected emergencies and not meant to cover routine maintenance of pre-existing conditions.

Acute Onset of a Pre-Existing Condition

Emergency Medical Evacuation

In case you were to become seriously sick or injured in a remote location while on your trip, emergency medical evacuation would transport you to the nearest medical facility where adequate care can be given. Once you are stable enough to travel, it may also pay for you to return to your home country.

Maximum Coverage Up to $8 Million

Accidental Death & Dismemberment

This coverage would provide lump sum amount to you or your family if you were to become dismembered or passed away in an accident. Some plans provide coverage only while traveling in a common carrier, such as a plane, bus, or train.

Up to $100,000 Coverage

Virtual Visit/Telemedicine

Virtual Visit or Telemedicine is a remote consultation that is conducted over the internet or phone between a patient and a physician. The virtual physician or telemedicine medical provider can give the patient a plan for necessary medical treatment of their symptom or condition, and/or a referral to a nearby physician for treatment of their condition.

Included in Most Plans

Trip Cancelation

If you need to cancel your trip for covered reasons, including if you get sick, contract COVID-19, or a travel provider goes bankrupt. We can cover flights, hotel bookings, tickets & activities, and quarantine accommodation.

100% Reimbursement

Trip Delay or Interruption

When you’re stranded in transit due to reasons outside of your control such as flight delay or theft of passport or when you must unexpectedly cut your trip short or extend it for covered reasons, including if you contract COVID-19.

Up to $25,000 Coverage

Lost or Damaged Belongings

Reimbursement for lost, stolen, or damaged luggage, including clothing, personal items and professional equipment like a phone or laptop.

Up to $5,000 Coverage

New Immigrant Travel Insurance FAQ’s

Finding the best travel health insurance for you and your family can be complicated and confusing, that’s why we have put together this list of frequently asked questions. If we do not answer your question here, our expert team is available below to answer any questions you might have.

Proper health insurance for immigrants is a requirement before getting an immigrant visa to the United States. Insurance plan needs to be purchased from a U.S. based company. Immigrants can acquire adequate insurance including a short-term limited duration health policy effective for a minimum of 364 days, or a visitor health insurance plan that provides adequate coverage for medical care for a minimum of 364 days.
No. They are modeled similarly to short-term health insurance plans or travel medical insurance plans. Therefore, they would generally not cover routine maintenance of pre-existing conditions, maternity, preventive checkups, etc.
No. Most immigrant travel medical insurance applicants reside outside the U.S. and are applying to immigrate to the U.S. Therefore, you don’t need to be physically present in the U.S. to be eligible to purchase immigrant travel medical insurance.
Yes, people age 65 and older can still purchase travel medical insurance in the United States. The exact policy maximum options available depend upon the age and the specific plan. New immigrants do not qualify for Medicare so these plans are perfect alternative.
Travel insurance is short-term medical insurance that would generally cover any medical conditions, injuries or accidents, that may occur after the effective date of the policy. It is primarily designed to cover unexpected and primarily new medical conditions that may usually occur to a person who is traveling abroad. In some plans, it may cover acute onset of pre-existing conditions that occur after the effective date of the policy. However, it does not cover pre-existing conditions, maternity, preventive checkups, routine visits related to pre-existing conditions, cosmetic surgery, elective surgery, birth control, immunization, dental, vision and so on.
Yes! Unlike other products on the market, there are no exclusions related to travel advisories, CDC Warnings, U.S. Department of State Warnings, or any specific exclusions related to COVID-19. Therefore, COVID-19 is covered just like any other new medical condition that occurs after the effective date of the policy. Please note that if you already have symptoms, or if you are already infected and still in the incubation period, or even asymptomatic initially, if you contracted COVID-19 before the effective date of the policy, it will NOT be covered.
Travel medical insurance provides coverage for prescription medication for new illness and injuries. Most of the time, you will need to pay for prescriptions out of pocket and file a claim for reimbursement, so be sure to keep all receipts.
You can visit any doctor or hospital of your choice. Depending on what plan you have, you may have a choice of using a PPO network specific to your insurance policy.