Policy Maximum: Maximum medical coverage is $50,000; $100,000; $500,000; $1,000,000.
(Age 80+, maximum limited to $15,000).
Deductible: $0; $100; $250; $500; $1000; $2500 deductible is per person per policy period, maximum of three policy period deductibles per family.
Class 1: US or Canadian citizen traveling outside the US. After You pay the deductible, the plan pays 100% to the selected medical maximum.
Class 2: Non US citizens traveling to the US option 1: After you pay the deductible, the plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected medical maximum option 2: After You pay the deductible, the plan pays 100% of the next $2,500 of eligible expenses, then 80% to the selected medical maximum
Benefit Period: 180 days.
Eligibility: This plan offers coverage for individuals and families (including unmarried dependent child(ren) over 14 days and under 19 years of age) while traveling outside of their home country.
For Us citizens: Up to $20,000 lifetime maximum for age 70 and under.
For age above 70, up to $5, 000.
For Non US citizens: Up to $15,000 lifetime maximum for age 70 and under.
For age above 70, no benefit.
Home country coverage:
Incidental Trips to The Home Country: Up to $50,000 per period of coverage
Extension of Benefits: Up to $5,000 per period of coverage
Dental: $500 coverage due to accidental injury.
Trip interruption: Up to $5,000.
Lost luggage: Up to $250 per occurrence.
Accidental death and dismemberment: $25,000 principal sum for insured or insured spouse, $5,000 for dependent child(ren)
Common carrier accidental death: $50,000 principal sum for insured or insured spouse, $10,000 per dependent child(ren); $250,000 maximum per family
Other Emergency Care:
Emergency Medical Evacuation: Up to $300,000 policy maximum.
Return of Mortal Remains: Up to $50,000.
Emergency Reunion: $50,000.
Local Ambulance expenses: $5,000.
Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.