Student Health Advantage Insurance

Student Health Advantage Insurance
  • It is mainly designed for the international students who are involved in long term educational programs.
  • The coverage will be extended up to 12 months if the plan is purchased for a minimum of only 3 months.
  • In case there is no break in coverage the plan is renewed up to five years.
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Maximum Coverage Options
Contact us at +1 (877) 340 7910 for other available options



Student Health Advantage Benefits

  • Policy Maximum:
    • Student: $500,000.
    • Dependent: $50,000.
  • Deductible: $100 per Illness/Injury.
    $5 co-pay per visit if Treatment received in Student Health Center.
  • Per Injury/Illness maximum:
    • Student: $300,000.
    • Dependent: $50,000.
  • Co-insurance:
    • For treatment received outside the US and Canada: No coinsurance.
    • For treatment received within the US and Canada:
      • In the PPO Network: No coinsurance.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the policy maximum.
  • Eligibility:
    1. The group member must be a full-time student or scholar at a college or university.
    2. The group member must be residing outside his/her home country for the purpose of pursuing international, educational activities including but not limited to college course work, conducting research or teaching for a temporary period of time.
    3. Must not have obtained residency status in Host Country.
    4. Dependents have to be legal dependents, traveling with the group as a dependent of a group member and traveling outside their home country.
  • Dental:
    • Injury due to accident: Up to $500.
    • Sudden dental pain: Up to $350.
  • Local Ambulance:
    • Per Injury: Up to $350.
    • Per illness only if admitted In-patient: Up to $350.
  • Mental Health:
    • Out-patient: $50 per day.
      $500 lifetime maximum.
    • In-patient: $10,000 lifetime maximum.
  • Pre-Existing Condition Coverage:
    The plan covers all the benefits of pre-existing only after 12 months of continuous coverage.
  • International Emergency:
    • Emergency Medical Evacuation: Up to $500,000 Lifetime maximum.
    • Return of Mortal Remains: Up to $50,000.
    • Political Evacuation: Up to $10,000.
    • Emergency Reunion: $50,000 maximum.
  • Additional Benefits:
    • Intercollegiate/interscholastic/intramural or club sports.
    • Terrorism.
    • Accidental death & dismemberment.
    • Home country coverage.
  • Treatment period: 60 days.
  • Plan Life: 3 months, can be extended from 12 months to 5 years with no breakage period.
  • Underwriter: Sirius International Insurance Corporation.