Patriot Platinum Insurance

Patriot Platinum Insurance
BUY ONLINE BROCHURE CLAIMS NETWORK RENEWAL BENEFITS
  • This plan provides health insurance coverage for US and Non US citizens traveling outside their home country for a minimum of 10 days up to a maximum of 3 years.
  • This plan offers pre-existing condition coverage for US and Non US citizens.
Age
Start Date
End Date
Coverage
Citizenship
 

Patriot Platinum Benefits

  • Policy Maximum: Maximum medical coverage options are $1,000,000, $5,000,000, $8,000,000.
  • Deductible: $0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 per each injury or sickness. Family deductible of three times the individual deductible.
  • Co-insurance:
    • For treatment received outside the US and Canada: No coinsurance.
    • For treatment received within the US and Canada:
      • In the PPO Network: No coinsurance.
      • Outside the PPO Network: Plan pays 90% of eligible expenses up to $5,000 then 100% up to the policy maximum.
  • Eligibility:
    • US citizens traveling outside the US
    • Non US citizens traveling outside their home country
    • For visitors under 65 years of age and visiting US the initial period of coverage must begin within 6 months of arrival in US
    • For visitors over 65, initial period of coverage must be within 30 days of arrival in US, unless proof of previous valid international coverage is provided.
  • Dental:
    • Injury due to accident: Up to policy maximum.
    • Sudden dental pain: Up to $250.
  •  Pre-Existing Coverage:
    • For US Citizens:
      Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum;
      • Up to age 65 without primary health plan - $20,000 lifetime maximum ;
      • 65 years and above with or without primary health plan - $2,500 lifetime
    • For US and Non-US Citizens Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to age 65 - $50,000 lifetime maximum for eligible expenses
      • Age 65 years and above - $2,500 lifetime maximum
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses
  • Additional Coverage:
    • Home country coverage: Up to a cumulative two weeks
    • Trip interruption: Up to $10,000
    • Terrorism: Up to policy maximum
    • Accidental death and dismemberment: $50,000 principle sum
    • Common carrier accidental death: $100,000 per adult, $25,000 per child, maximum of $250,000 per family
    • Sports & Leisure Activities: Up to policy maximum.
  • International Emergency Care:
    • Emergency Medical Evacuation: Up to policy maximum
    • Return of Mortal Remains: Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
    • Political Evacuation: Up to $100,000
    • Natural Disaster: $250 per day for five days
  • Optional Riders:
    • Adventure Sports Rider: Available to insured up to 65 years. $50,000 (0-49 years); $30,000 (50-59 years); $15,000 (60-64 years)
    • Enhanced AD & D Rider: Available to primary insured only. Up to an additional $400,000
    • Citizenship Return Rider: Up to policy maximum
    • Evacuation Plus rider: Up to age 65.
      • Non Life threatening Medical Evacuation: Up to a maximum of $50,000;
      • Natural Disaster Evacuation: Up to a maximum of $10,000.
  • Benefit Period: Twelve months
  • Underwriter: Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Patriot Platinum Insurance

Want to buy
Click Here »