It is a long-term, annually-renewable, major medical insurance that provides worldwide health insurance coverage to people of all nationalities.
It is basically the expatriate medical insurance policy those who are looking for a variety of medical services.
Global Medical Gold Benefits
Policy Maximum: $5,000,000 lifetime per individual.
Deductible: $250, $500, $1000, $2500, $5000 and $10,000 deductible per period of coverage.
For treatment received outside the US and Canada: No Coinsurance.
For treatment received within the US and Canada:
Inside PPO Network: Deductible 50% waived (to a $2500 maximum). No Coinsurance
Outside PPO Network: 80% of the next US$5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage.
Eligibility: This plan is offered to the persons between the age of 14 days and 74 years old may apply for coverage. Person older than 74 years of age are not eligible.
Dental: Sudden dental pain: Up to $100 per period of coverage.
Pre-Existing Condition Coverage: Global Medical Gold plan options provide a US$50,000 lifetime benefit for eligible pre-existing conditions that existed at or prior to the effective date, subject to a maximum of US$5,000 per period of coverage. This benefit is payable whether or not you have received consultation or treatment for the condition(s) during the 24-month period. This plan options do not rider or charge additional premium for pre-existing conditions.