Student Secure Smart Insurance

Student Secure Smart
  • This Insurance is designed for international students studying outside their home country and the coverage is not required for their dependents.
  • This provides a maximum coverage of $200,000.
Age
Start Date
End Date
Coverage
Citizenship
 

Student Secure Smart Benefits

  • Policy Maximum: $200,000 (participant)
    No dependent coverage
  • Maximum benefits per injury/illness: $200,000 (participant)
    No dependent coverage.
  • Deductible: $50 per injury or illness within the PPO or outside the U.S.; otherwise $100 per injury or illness
  • Co-insurance:
    • Claims incurred inside US or Canada:
      Underwriters will pay 80% of eligible expenses after the deductible
    • Claims incurred outside US or Canada:
      After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certi?cate Period Maximum
  • Pre-Existing Condition Coverage: Up to $25,000 for acute onset only
  • Dental:
    • Due to accident: $250 maximum per tooth $500 maximum per certificate period.
  • Mental disorders:
    • Outpatient: $50 maximum per day, $500 maximum lifetime
    • Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime
      Treatment must not be obtained at a student health center
  • Other Emergency Care:
    • Emergency Medical Evacuation - Not subject to deductible or coinsurance. $25,000 lifetime (participant)
    • Repatriation of Remains - $7,500.
    • Emergency Reunion - $1,000.
    • Physical therapy - $25 maximum per visit per day.
    • Therapeutic termination of pregnancy - $500 maximum per certificate period.
  • Additional coverages:
    • Terrorism - No coverage.
    • Local ambulance - Up to $300 per injury / illness if hospitalized as inpatient.
  • Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.

Student Secure Smart Insurance

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