Student Secure Budget Insurance

Student Secure Budget
  • This insurance is designed to meet the insurance needs of international students.
  • Whether you are looking for individual coverage or coverage for
    the entire family then our budget options have the features you need.
  • It covers the emergency medical evacuation, intercollegiate sports, acts of terrorism.
Age
Start Date
End Date
Coverage
Citizenship
 

Student Secure Budget Benefits

  • Policy Maximum: $250,000 (participant)
    No dependent coverage
  • Maximum benefits per injury/illness: $250,000 (participant)
    $50,000 (spouse)
    $50,000 (child)
  • Deductible: $45 per injury or illness within the PPO or outside the U.S.; otherwise $90 per injury or illness
  • Co-insurance:
    • Claims incurred inside US or Canada:
      Underwriters will pay 80% of the next $25,000 of eligible expenses after deductible, then 100% to certi?cate period maximum
    • Claims incurred outside US or Canada:
      After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certi?cate Period Maximum
  • Pre-Existing Condition Coverage: 12 months waiting period
  • Dental:
    • Due to accident: $250 maximum per tooth $500 maximum per certificate period.
    • Sudden Pain: $100 maximum per certi?cate period
  • Mental disorders:
    • Outpatient: $50 maximum per day, $500 maximum lifetime
    • Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime (Includes drug and alcohol abuse)
      Coverage includes drug abuse or alcohol abuse. Treatment must not be obtained at a student health center
  • Other Emergency Care:
    • Emergency Medical Evacuation - $250,000 Lifetime benefit.
    • Repatriation of Remains - $25,000.
    • Emergency Reunion - $1,000.
    • Physical therapy - $50 maximum per visit per day.
    • Therapeutic termination of pregnancy - $500 maximum per certificate period.
  • Additional coverages:
    • Terrorism - $50,000 maximum lifetime limit.
    • Local ambulance - Up to $500 per injury / illness if hospitalized as inpatient.
    • Intercollegiate, interscholastic, intramural, or club sports - $3,000 maximum per injury / illness medical expenses only
  • Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.

Student Secure Budget Insurance

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