This insurance is designed to meet the insurance needs of international students.
Whether you are looking for individual coverage or coverage for the entire family then our budget options have the features you need.
It covers the emergency medical evacuation, intercollegiate sports, acts of terrorism.
Student Secure Budget Benefits
Policy Maximum: $250,000 (participant) No dependent coverage
Maximum benefits per injury/illness: $250,000 (participant) $50,000 (spouse) $50,000 (child)
Deductible: $45 per injury or illness within the PPO or outside the U.S.; otherwise $90 per injury or illness
Claims incurred inside US or Canada:
Underwriters will pay 80% of the next $25,000 of eligible expenses after deductible, then 100% to certi?cate period maximum
Claims incurred outside US or Canada: After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certi?cate Period Maximum
Pre-Existing Condition Coverage: 12 months waiting period
Due to accident: $250 maximum per tooth $500 maximum per certificate period.
Sudden Pain: $100 maximum per certi?cate period
Outpatient: $50 maximum per day, $500 maximum lifetime
Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime (Includes drug and alcohol abuse)
Coverage includes drug abuse or alcohol abuse. Treatment must not be obtained at a student health center
Other Emergency Care:
Emergency Medical Evacuation - $250,000 Lifetime benefit.
Repatriation of Remains - $25,000.
Emergency Reunion - $1,000.
Physical therapy - $50 maximum per visit per day.
Therapeutic termination of pregnancy - $500 maximum per certificate period.
Terrorism - $50,000 maximum lifetime limit.
Local ambulance - Up to $500 per injury / illness if hospitalized as inpatient.
Intercollegiate, interscholastic, intramural, or club sports - $3,000 maximum per injury / illness medical expenses only
Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.