Maritime Citizen Insurance

Maritime Citizen Insurance
  1. Annually renewable major medical insurance.
  2. Optional term life, Dental, and Sports Coverage.
  3. Astonishing Travel Assistance Services
 

Maritime Citizen Benefits

  • Policy Maximum: Policy maximums of $5,000,000 lifetime.
  • Deductible: $250, $500, $1000, $2500, or $5000 deductible per period of coverage.
  • Plan life: 15 Days to 12 months.
  • Eligibility: Maritime Citizen is available to citizens of many countries around the world who are at least age 14 days and not over age 74.
  • Co-insurance:
    • Claims Incurred inside US or Canada:
      After the deductible, underwriter will pay 80% of the next $5,000 of eligible expenses per member per certificate period, then 100% to the overall maximum limit. The coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider.
    • Claims Incurred outside US or Canada:
      After the deductible, underwriter will pay 100% of eligible expenses per member per certificate period to the Overall Maximum Limit.
    • Family Coinsurance:
      After $3000 of coinsurance, underwriter will pay 100% of eligible expenses per member per certificate period to the Overall Maximum Limit.
  • Pre-existing coverage: Same as any other Injury or Illness if disclosed on Application and not excluded or limited by Rider.
  • Other emergency care:
    • Emergency Medical Evacuation - $50,000 lifetime maximum.
    • Repatriation of Remains - $25000 limit.
    • Emergency reunion - $10,000 lifetime maximum.
    • Physical therapy - $50 maximum per visit per day.
  • Underwriter: Lloyd's of London.

Maritime Citizen Insurance

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