This insurance plan is an obvious choice for corporate executives and other professionals who require travel medical insurance coverage for numerous trips during the year.
Atlas Professional Benefits
Policy Maximum: Atlas Professional insurance plan offers benefit maximums of $1,000,000.
Deductible: $250 per person and per trip.
Inside U.S or Canada:
For each trip, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit.
Outside U.S or Canada: For each trip, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
Pre-Existing Condition Coverage:
$100,000 lifetime maximum for eligible medical expenses.
$25,000 lifetime maximum for emergency medical evacuation.
If you are under age 66 and you maintain medical insurance that covers you while you are in your Home Country, you are eligible for Atlas Professional.
Your Spouse under age 66 and dependent children who are at least 14 days up through age 18 may also be covered, provided they too maintain medical insurance that covers them while they are in their Home Country.
Dental: $250 limit per period.
Interruption of trip: $5000
Lost luggage: $250
Other Emergency Care:
Emergency Medical Evacuation - Up to $500,000
Natural disaster- Maximum $100 a day for 5 days
Emergency Reunion - $50,000
Repatriation of remains - Overall maximum limit.
Political Evacuation - $10,000
Physical therapy - $50 maximum per visit.
Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.