Policy Maximum: Atlas International Insurance plan offers maximum coverage from $50,000 to $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000, $100,000 and for 80 years and older it is $10,000.
Deductible: $0, $100, $250, $500, $1,000 or $2,500 per certificate period.
Claims incurred inside US or Canada:
For the certificate period, underwriters will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
Claims incurred outside US or Canada: For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Dental: $250 limit per period.
Terrorism: $50,000 maximum lifetime limit
Interruption of trip: $5000
Lost luggage: $250 limit for coverage
Physical therapy: $50 maximum per visit.
Other Emergency Care:
Emergency Medical Evacuation - Up to $500,000
Natural disaster- Maximum $100 a day for 5 days
Emergency Reunion - $50,000 limit per certifi cate period, subject to a maximum of 15 days
Political Evacuation - $10,000 lifetime maximum (not subject to deductible or coinsurance)
Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.
Child Coverage: A child under 10 years is covered free with one parent. If both mother and father are buying the plan together then 2 kids under 10 years age are covered for free. One child under 10 years/parent is covered free under this plan
Acute onset of pre-existing conditions coverage
Pre-existing Condition Coverage Limit
$100,000, $200,000, $500,000 or $1,000,000
$100,0000 lifetime maximum for eligible medical expenses
$50,0000 lifetime maximum for eligible medical expenses
Covers travelers under the age of 70 years
$25,000 lifetime maximum for emergency medical evacuation