Atlas America Insurance

Atlas America Insurance
BUY ONLINE BROCHURE CLAIMS NETWORK RENEWAL BENEFITS
  • Atlas America is a travel Insurance policy and is designed to take the risk out of international travel and is available for Non US citizens traveling to US.
  • It covers the Acts of Terrorism, complications of pregnancy and incidental trips home. This Insurance has a policy lifetime of 364 days.
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Atlas America Benefits

  • Policy Maximum: Insurance plan offers maximum coverage is $50,000, $100,000, $200,000, $500,000 or $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000, $100,000 and for 80 years and older it is $10,000.
  • Deductible: $0, $100, $250, $500, $1,000 or $2,500 per certificate period.
  • Co-insurance:
    • Claims incurred inside US or Canada:
      For the certificate period, underwriters will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to underwriters for review and payment directly to the provider.
    • Claims incurred outside US or Canada:
      For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the policy maximum.
  • Eligibility: Non US Citizens traveling outside their home country.
  • Dental: $250 limit per period.
  • Additional Coverage:
    • Terrorism: $50,000 maximum lifetime limit
    • Interruption of trip: $5000 limit for coverage
    • Lost luggage: $250 limit for coverage
  • Other Emergency Care:
    • Emergency Medical Evacuation - Up to $500,000
    • Natural disaster- Maximum $100 a day for 5 days
    • Emergency Reunion - $50,000 limit per certifi cate period, subject to a maximum of 15 days
    • Political Evacuation - $10,000 lifetime maximum (not subject to deductible or coinsurance)
  • Plan life: Minimum period of 5 days to initial maximum period of 1 year.
  • Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.
  • Child Coverage: A child under 10 years is covered free with one parent. If both mother and father are buying the plan together then 2 kids under 10 years age are covered for free. One child under 10 years/parent is covered free under this plan

Atlas America Insurance

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