Atlas America is a travel Insurance policy and is designed to take the risk out of international travel and is available for Non US citizens traveling to US.
It covers the Acts of Terrorism, complications of pregnancy and incidental trips home. This Insurance has a policy lifetime of 364 days.
Atlas America Benefits
Policy Maximum: Insurance plan offers maximum coverage is $50,000, $100,000, $200,000, $500,000 or $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000, $100,000 and for 80 years and older it is $10,000.
Deductible: $0, $100, $250, $500, $1,000 or $2,500 per certificate period.
Claims incurred inside US or Canada:
For the certificate period, underwriters will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the policy maximum. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to underwriters for review and payment directly to the provider.
Claims incurred outside US or Canada: For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the policy maximum.
Eligibility: Non US Citizens traveling outside their home country.
Dental: $250 limit per period.
Terrorism: $50,000 maximum lifetime limit
Interruption of trip: $5000 limit for coverage
Lost luggage: $250 limit for coverage
Other Emergency Care:
Emergency Medical Evacuation - Up to $500,000
Natural disaster- Maximum $100 a day for 5 days
Emergency Reunion - $50,000 limit per certifi cate period, subject to a maximum of 15 days
Political Evacuation - $10,000 lifetime maximum (not subject to deductible or coinsurance)
Plan life: Minimum period of 5 days to initial maximum period of 1 year.
Underwriter: Underwritten by Sirius International Insurance Corporation, a Lloyd's, London.
Child Coverage: A child under 10 years is covered free with one parent. If both mother and father are buying the plan together then 2 kids under 10 years age are covered for free. One child under 10 years/parent is covered free under this plan