This insurance is a medical insurance plan for international travellers.
This plan offers coverage for Accident and Sickness while traveller is outside the home country.
If you are traveling outside the home country for a minimum of 3 months.
Diplomat LongTerm Benefits
Policy Maximum: Insurance plan offers benefit maximums of US$500,000, US$1,000,000 for the life of the plan. Persons age 70-79 are limited to a $100,000 maximum and Persons age 80+ are limited to a $50,000 maximum.
Deductible: $100, $250, $500, $1,000, $2,500 per person per policy period.
Outside USA and Canada: After you pay your selected deductible this plan will pay 100% of covered expenses up to the selected policy maximum.
Inside the USA and Canada: Paid at 80% of the first $5000 then 100% to the policy maximum.
Diplomat LT provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months.
Coverage is available for you, your spouse and unmarried dependent children, ages 14 days up to 18 years. This coverage is only available to persons traveling outside their Home Country.
Pre-existing condition coverage:
U.S citizens: Up to $20,000; ($2,500 for age 65 and older).
Lost Baggage - $50 per article; Up to $250 maximum.
Trip Interruption - $5000.
Accidental death and dismemberment - Up to $25,000.
Dental treatment - $100.
Emergency Medical Evacuation and Repatriation - $500,000.
Emergency medical reunion - Up to $50,000.
Return of mortal remains - Up to $50,000.
Political and Natural Disaster - $50,000
Plan life: The minimum initial period of coverage that can be purchased is 3 months, the maximum is 12 months.