Diplomat LongTerm Insurance

Diplomat LongTerm Insurance
  • This insurance is a medical insurance plan for international travellers.
  • This plan offers coverage for Accident and Sickness while traveller is outside the home country.
  • If you are traveling outside the home country for a minimum of 3 months.
Age
Start Date
End Date
Coverage
Citizenship
 

Diplomat LongTerm Benefits

  • Policy Maximum: Insurance plan offers benefit maximums of US$500,000, US$1,000,000 for the life of the plan. Persons age 70-79 are limited to a $100,000 maximum and Persons age 80+ are limited to a $50,000 maximum.
  • Deductible: $100, $250, $500, $1,000, $2,500 per person per policy period.
  • Co-insurance:
    • Outside USA and Canada: After you pay your selected deductible this plan will pay 100% of covered expenses up to the selected policy maximum.
    • Inside the USA and Canada: Paid at 80% of the first $5000 then 100% to the policy maximum.
  • Eligibility:
    • Diplomat LT provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months.
    • Coverage is available for you, your spouse and unmarried dependent children, ages 14 days up to 18 years. This coverage is only available to persons traveling outside their Home Country.
  • Pre-existing condition coverage:
    • U.S citizens: Up to $20,000; ($2,500 for age 65 and older).
  • Additional coverages:
    • Lost Baggage - $50 per article; Up to $250 maximum.
    • Trip Interruption - $5000.
    • Accidental death and dismemberment - Up to $25,000.
  • Emergency coverages:
    • Dental treatment - $100.
    • Emergency Medical Evacuation and Repatriation - $500,000.
    • Emergency medical reunion - Up to $50,000.
    • Return of mortal remains - Up to $50,000.
    • Political and Natural Disaster - $50,000
  • Plan life: The minimum initial period of coverage that can be purchased is 3 months, the maximum is 12 months.
  • Underwriter: State of Pennsylvania.

Diplomat LongTerm Insurance

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